Noel Whittaker Quotes

101 Noel Whittaker Quotes

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Everything worthwhile takes time.
Noel Whittaker

Financial independence means the freedom to choose.
Noel Whittaker

A problem is an opportunity to learn.
Noel Whittaker

Life is a series of problems, almost all of which can be cured by discipline.
Noel Whittaker

Discipline is the key to success in everything.
Noel Whittaker

A successful life is merely a succession of a lot of little things done properly.
Noel Whittaker

The road to achievement starts with a goal.
Noel Whittaker

The best fruit is always high up on the tree.
Noel Whittaker

It takes discipline to stick with a task until the rewards start to flow.
Noel Whittaker

Everything you do in life affects everything else.
Noel Whittaker



Most people dream of having far more money than they could ever realistically need. Yet, in so doing, they settle for far less than they could have had.
Noel Whittaker

In 1974 I stumbled across the book ‘Think and Grow Rich’, written by Napoleon Hill in 1937 after he spent years studying the success secrets of the wealthiest men in America. I was spellbound by the information it contained and, when I finished it, knew like would never be the same for me again. Within six months I was in business for myself… My life had changed totally.
Noel Whittaker

‘Think and Grow Rich’ was not the end of the journey – it was the key that opened the first gate on the road to knowledge that I am still travelling every day.
Noel Whittaker

The average person needs only two things to become wealthy – the knowledge of what to do, and the discipline to practise the things that need to be done.
Noel Whittaker

No matter what the income is, nearly everybody has trouble living in it.
Noel Whittaker

It is in our nature to spend right up to our earnings, irrespective of what those earnings are.
Noel Whittaker

It’s not a matter of earning more.
Noel Whittaker

Financial independence is within the grasp of anybody who learns the fundamentals of investment at a young enough age and decides to put their minds to it.
Noel Whittaker

If you don’t provide for your own retirement you may end up living in poverty.
Noel Whittaker

When I was giving finance lectures for P & O on the cruise liner ‘Oriana’ there were about 1,000 passengers on board. Only about 80 (or 8%) took the trouble to come to listen to me talk about making money. By the end of the cruise I knew most of my students pretty well. The interesting thing about them was that, in general, they were the wealthiest people on board.
Noel Whittaker



A major distinction between financial winners and losers is that financial winners are working, with a plan, towards a goal.
Noel Whittaker

A wise man once said: ‘The secret of a happy marriage is to mix with happily married people.’ In the money field, the secret is to mix with positive people who are successful in that field.
Noel Whittaker

Investing is like climbing a mountain. It’s much easier to start earlier and take a longer but flatter path than to wait.
Noel Whittaker

What is the point of working for 50 years if most of what you earn ends up in somebody else’s pocket.
Noel Whittaker

As Jim Rohn said ‘If you want to know what the next five years of your life will be like, look at the last five. The only way for life to change for you is for you to change.’
Noel Whittaker

Most self-made wealthy people work very long hours (a habit they can’t break) and dress in quite ordinary clothes. When you get to know them, you usually find that they are normal people who have faced and overcome all sorts of problems.
Noel Whittaker

If you don’t know where you want to go how can you make a start?
Noel Whittaker

Goals give us direction.
Noel Whittaker

An ant can eat an elephant if it takes its time and has enough small bites. It is just the same with money…
Noel Whittaker

Most of the pessimists are always saying the bottom is about to fall out of the market. If you say it long enough you have to be right eventually.
Noel Whittaker



Diamonds and gemstones are hard to value and even harder to sell.
Noel Whittaker

[On futures trading] In the game of futures 85% of people lose their money…
Noel Whittaker

Children are wonderful but they also cost money.
Noel Whittaker

You know that only eight percent are going to make it financially so it follows that 92% of people will be making wrong financial decisions. Why follow them?
Noel Whittaker

Sharing life with the one who you love is one of the most fulfilling experiences you can have. It is so much better if it is free from pressures created by poor money management.
Noel Whittaker

Napoleon Hill put it beautifully when he said ‘There are 10 weaknesses against which most of us must guard ourselves. One is the habit of tyring to reap before we have sown, and the other nine are all wrapped up in the one practice of creating alibis to cover every mistake made.’
Noel Whittaker

Better to promise a little and deliver that, than promise a lot and deliver nothing.
Noel Whittaker

You don’t miss money you don’t get.
Noel Whittaker

Success in any field does not happen easily.
Noel Whittaker

All walls [obstacles] tumble to those who are persistent…
Noel Whittaker



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